Tradewind Finance Completes USD 1.5 Million Export Factoring Facility for Auto Parts Manufacturer in Taiwan

Tradewind Finance, an international trade finance company, has completed a USD 1.5 million export factoring facility for an auto parts manufacturer in Taiwan. The timely facility is providing essential working capital to support the company’s daily operation, particularly its production and export activities.

With over a decade of manufacturing experience, the exporter has established a strong presence in the international market, securing long-term partnerships thanks to its state-of-the-art production line and commitment to high-quality products. However, extended payment terms with customers were creating significant cash flow challenges, which ultimately hindered its business performance.

To address this issue, the manufacturer partnered with Tradewind Finance, drawn by the alternative finance provider’s robust reputation and its 25 years of expertise in the trade finance industry. In the arrangement, the company who used to be self-financed, benefited from the customized export factoring solution containing a USD 1.5 million credit facility and credit protection. It enabled the exporter to release cash flow tied up in accounts receivables, accept more orders on open account terms, and seize business opportunities in the global market.

“Our flexible tailor-made factoring solution can be adjusted according to financing structure and amounts based on the exporters’ real needs and the buyers’ creditworthiness, which means there is no fixed cap in credit limit. It makes us prominent among traditional financial institutions who typically assess exporters’ financial health and set credit limits based on balance sheets,” said Dickson Au, Regional CEO – Far East, at Tradewind Hong Kong.

For more information about Tradewind’s financial solutions that enable businesses to grow, thrive, and conduct cross-border trade smoothly, please visit: https://www.tradewindfinance.com/

About Tradewind Finance

Founded in 2000, Tradewind Finance maintains a network of offices all over the world, including Bangladesh, Bulgaria, China, Hong Kong SAR, Hungary, India, Pakistan, Turkey, UAE, and the USA as well as the headquarters in Germany. Combining financing, credit protection, and collections into a single suite of trade finance products, Tradewind brings streamlined, flexible, and best-in-class services to the world’s exporters and importers.

Latest Articles

Here’s what we’ve been up to recently.

无追索权保理和有追索权保理的区别?外贸出口企业如何选择?

无追索权保理和有追索权保理是两种不同的保理融资方式,主要区别在于应收账款买方(债务人)不支付时,保理公司是否有权向企业(卖方)追讨未支付的款项。这两种保理方式在国际贸易中尤为重要,尤其是对于外贸企业来说,选择合适的保理方式可以有效管理资金流和风险。 1、风险承担方: 无追索权保理:保理公司承担买方(债务人)的信用风险。如果买方因破产或无力支付等原因未能偿还款项,保理公司无法向企业追偿损失。这意味着保理公司全权承担买方的信用风险。对于从事出口业务的企业来说,这种保理方式可以大大降低因买方违约而带来的风险。 有追索权保理:企业(卖方)承担最终风险。如果买方未能付款,保理公司有权要求企业偿还已融资的金额。也就是说,企业仍需承担买方不付款的风险。这种保理方式在国际贸易中较为常见,尤其适用于买方资信状况一般的情况。 2、融资成本: 无追索权保理:由于保理公司承担更大的风险,融资成本通常略高于有追索权保理。保理公司会根据买方信用状况设定相应的保理费或利率。 有追索权保理:融资成本相对较低,因为企业依然承担了买方不付款的风险,保理公司风险较小。 3、融资的预付款比例: 无追索权保理:因保理公司承担较大风险,预付款比率通常较低。 有追索权保理:考虑到保理公司承担的风险较小,一般而言,预付款比例更具灵活性。 4、适用对象: 无追索权保理:通常适用于资信较高的买方,因为保理公司需要承担较大的信用风险。对买方资信要求严格。